Fresh Insurance, Mortgage, Loan, and Credit Card Leads

Obviously, every business needs customers, but there has to be a way to bring businesses and customers together. EquiLeads is a company that lets businesses find the customers who want what they have to offer. Why waste your time and money calling people who aren’t interested in your business, and they get hostile when you call. That doesn’t do anybody any good.

EquiLeads also has an affiliate program, so if you have a website that is geared towards insurance, mortgage, loan, and credit card processing, this could be an opportunity to make some extra money by generating leads. Once visitors of your site complete the web form and a lead from your site is sold, you get paid.

There are people out there searching for life insurance, and EquiLeads offers leads that are guaranteed to be fresh and never oversold. If you purchase life insurance leads and you’re not happy with their quality, you’ll get your money back. This system saves a lot of time and aggravation for everyone involved. Businesses find the customers that they need, and customers save time by having businesses come to them.

Riverboat Casinos

Several years ago, I worked at a riverboat casino. I recently drove by the casino on my way to my mother-in-law’s house, and it brought back a lot of great memories. It was the first casino to open in our area, and we spent several months preparing for our grand opening. There were many players there who spent more time at the casino that I did! The internet was just starting to take off in those days, but I’d be willing to bet that a lot of those players are now playing online casino games. When you don’t have to spend the money in gas to get to the casino, you have more to spend on the games.

Sometimes I miss the old days of bartending in the casino, but I don’t miss the smell of smoke. That’s the reason I had to stop working there. Breathing in that smoke for eight hours every day was too much for me. That’s another reason that a lot of people probably prefer to stay home and play casino games. It was interesting to see how different the players were at various games. Craps players were always yelling and cheering, while poker players were always so intense. Sometimes the slots players wouldn’t even turn around to acknowledge the cocktail waitresses when their drink arrived, because they were so involved in the next spin.

Everyone comes to the casino hoping to win big, and it’s the excitement and anticipation of being the next big winner that keeps them coming back. Whenever a slot player would hit the jackpot, you would see more people playing the machines in the area hoping that this was the lucky section. Some people would only play at a certain craps table because they believed that it was the money-making table. Everybody had a system, and sometimes it paid off big. As long as you have the means, it never hurts to keep trying or you’ll never know if you could have been the next big winner!

Be Your Own Boss With the Help of a Small Business Grant

Grant money doesn’t have to be repaid, so it could be well worth your time to find out if there are small business grants that you could use to either start or expand your business. Many people dream of starting their own business, but the initial expenses may prevent them from realizing their dream. Receiving money that you don’t have to pay back might sound too good to be true, or you believe that there must be a catch, but I assure you that grants are real, and people actually do receive money that doesn’t have to be repaid. There are eligibility requirements for certain grants, but if you qualify, you could be given a considerable amount of money to be used for your business.

Grants are offered through the governments as well as private corporations, and there are plenty to choose from. This is money that is available to business owners and potential business owners, so why not find out if you qualify. It could reduce your out-of-pocket expenses which could make the difference of whether or not a company is able to stay in business.

As with everything, there are scams that are created to steal your information or money, so make sure that any grant opportunity is legitimate. Research the program and find information on the organization such as a physical address and phone number. Also, you should never have to pay when applying for a grant, so this should be a red flag when searching for legitimate grants. It does take time to go through the process, but be patient. As the saying goes, “Anything worth having is worth waiting for.”

Creepiest Creatures of the Underwater World

I’ve always been a little freaked out by the thought of being in the water and having no idea what kinds of creatures could be lurking nearby. I try to believe that every living thing was created for a purpose, but some of these creatures are so evil-looking that I have to wonder about their purpose in life. I suppose these creatures could be thinking the same thing about me, but one thing is certain, I’m going to avoid them if at all possible!

10. The Viperfish

Coming in at number ten on the top ten creepiest fish list is the viperfish. This toothy sea dweller is one of the most fierce predators of the deep. The fangs of a viper fish not only do not fit in its mouth, but they curve all the way back to the fish’s eyes! The long dorsal spine of this fearsome looking creature is tipped with a photophore, a light-producing organ. Prey is thought to be attracted by the flashing on and off of this while the viperfish hangs motionless in the water.

Vipers have a hinged skull which they rotate up in order to swallow bigger prey. Their large stomachs can expand up to twice it’s normal size allowing them to stock up on food when it is plentiful. Fortunately for us humans, a viperfish eats crustations such as shrimp and hermit crabs as well as anchovies, mackerel, and other little fish. Viperfish range from 12 to 24 inches weighing about 5 lbs. Even if they enjoyed the occasional toe or finger, you can rest easy knowing the vipers inhabit the sea at depths of 1500 to 9000 ft. Whew!

9. The Stonefish

Securing ninth place on the list of the top ten creepiest fish, the stonefish is clearly a master of camouflage. Does he look angry to anyone else? Believed to be the deadliest fish in the world, it is definitely the most venomous. Stonefish inhabit coral reefs primarily, but can also be found dormant in mud or sand in the Indo-Pacific region and northern Australian waters.

Though the diet of this unnoticeable creature consist of shrimp and small fish, it poses a threat to many more. A row of thirteen venomous spines line its back, protecting it from attacks by bottom-feeding sharks and rays. When pressure is applied to the spines, glands involuntarily expel venom in to victim. After a few weeks, the glands regenerate and recharge.

Stonefish are not harmful to us unless stepped on or caught. Wearing a thick soled shoe and treading lightly will help protect you, but the spines have the ability to pierce an average shoe easily! Once stung, excruciating pain and a great deal of swelling develops rapidly causing death to tissues. The depth of the penetration determines the severity of the symptoms which are; muscle weakness, temporary paralysis and shock, and death if not treated.

8. The Basking Shark

The number eight spot belongs to the basking shark. It’s is a classic example of why you should never judge a book by its cover. The fierce look of this monster is the only thing that qualified it for the top ten creepiest fish. In fact, the basking shark poses no threat to humans at all if left alone. Established to be the second largest species of shark, and found all over the world, weighing in at up to 19 tons and as much as 40 ft long. It is also one of the three known species of filter-feeding sharks. Unlike the other two filter-feeders, the basking shark does not have the ability to use suction and actively pump water in to their pharynxes. Instead it must rely solely on the passive flow of water, which is strained for food by gill rakers, at a rate of 2000 tons of water per hour. This heavyweight survives on invertebrates, small fish and zooplankton,

The basking shark was once a staple of fisheries because of previously abundant numbers, unaggressive nature, and slow swimming speed. In fact, basking sharks have been protected, and it’s products restricted in many countries. Once considered a nuisance along the canadian Pacific coast, basking sharks were the target of a government eradication from 1945 to 1970. Now protected and monitored, they are an important draw to dive tourism in areas where they are common. Basking sharks are tolerant of boats and divers approaching, and may even circle curious divers.

7. The Blobfish

Ziggy thought he had it rough! This poor thing looks as though he was just shown a mirror! The fact that such things exist outside of cartoons earned the blobfish a solid spot on the top ten creepiest fish list! Aside from having a face only a mother could love, the blobfish has no muscles. They survive on a feeding strategy that consist of sitting and waiting for anything edible to float by. With Jelly-like flesh that is slightly lighter than water, they are able to float above the sea floor without the need to expend energy or scarce oxygen to swim.

The low density flesh substitutes for a gas-filled swim bladder fish in waters less deep posses. However, at 300 ft depths, the pressure is about 80 times higher than sea level, so any gas would be too compressed to serve it’s purpose. Blobfish are rarely seen by humans due to the inaccessibility of its habitat.

6. The Snakehead Fish

Number six on the top ten creepiest fish list is this eco-nightmare! Snakehead fish have the unique ability to survive in and out of water for long periods of time! Native to China, Russia, and Korea the snakehead fish found their way to the United States. Several of these predators were found in a pond in Crofton, Maryland leading to major media coverage. Considered to be highly invasive, the snakehead fish immediately become top of the food chain in US Lakes and ponds, and are illegal to own.

After inhabiting a pond or lake, they eat every living creature in it. Without discrimination, a snakehead will eat everything from plankton and insects, to carp and mollusks. Once the food sources have been depleted, they jump out of the water and travel to new nearby bodies of water eating frogs, mice, rats, and small birds along the way! Most snakeheads grow to be 2 or 3 ft and weigh more than 15 pounds. Without natural predators in their new environment, these invaders can degrade ecosystems, drive native fish to extinction, and cost billions of dollars every year for eradication.

Scarier still, is the reproduction rate of snakehead fish. Reaching sexual maturity between the ages of 2 and 3, each female can release up to 15,000 eggs at once and can mate up to five times a year! In just two years, each spawning-age female can release up to 150,000 eggs. I hope they taste good!

5. The Grenadier Fish

Coming in at number five on the top ten creepiest fish list is the grenadier fish. There will be no kiss and release with this guy! As luck would have it, grenadier fish are usually found just above the ocean floor. With huge heads, large eyes, and long tapering tails; grenadiers swim slowly over the sea bed, in search of prey or carcasses to eat. Usually about 2 ft long and weighing close to 10 lbs, this native of the atlantic can reach 4.9 ft and up to 60 lbs. On top of being one of the uglier fish in the ocean, grenadiers also have a very high level of TMAO giving them a powerful ‘fishy’ smell! Tic Tac anyone?

4. The Tigerfish

Whoa! How would you like to see number four on the top ten creepiest fish list come barreling at you? These African fish are found in many lakes and rivers on the continent. A relative of the piranha, tiger fish are savage predators with distinctive protruding teeth. Eating anything that will fit in its jaws, the tiger fish hides bank side to surprise its prey, up to its own size, with a fatal blow. While smaller fish are often bitten in half, larger targets will continue to be attacked until dead. An anticoagulant slime covers the teeth of tiger fish, preventing wounds inflicted from healing.

Generally growing to be 30 inches long, tiger fish weigh in at around 15 pounds. The largest ever caught was in Kariba in 1962, measuring 32 inches and weighing 34 pounds. For predators, tiger fish have a fairly low tolerance for poor water conditions. Spotting one is a good indication of clean water. Not much of a pro to that con in my book!

3. The Goblin Shark

With dental issues assuring the goblin shark made the top ten creepiest fish list, we are now to the top three! Goblin sharks are the sole living species in the mitsukurinidae family. Unique characteristics such as the long snout, being pink in color and having a retractable jaw distinguish the goblin shark from any other shark species. Though most common in Japan, this enigma of nature can be found all over the world at depths far below the reach of sunlight, up to 10,000 feet.

Squid, crab and deep sea fishes are among the favorite dining choices of the goblin shark. Though human encounters with them have been rare, there does not seem to be a threat to their populations. There is a demand by some collectors for the skeletal jaws of the goblin shark, which sell at a rate of $1,400 – $4000 US. On average, the illusive creatures measure up to 13 feet long and weigh in at 660 pounds.

2. The Angler Fish

Yikes! There is little mystery as to how this monstrosity took runner up as the creepiest fish in the world! Falling a hair short of number one, the top ten list was made effortlessly! Angler fish are named for their characteristic mode of hunting prey, wherein a fleshy growth (esca) from the fish’s head is used as a lure, which is similar to angling.

Typically, angler fish have three long filaments sprouting from the center of their head. The longest usually being the first protruding above the fish’s eyes, and is movable in all directions and can be wiggled so as to resemble a prey animal to other predators. Once close enough, the angler fish can devour these predators whole with jaws that are triggered automatically by contact with its tentacle.

Occurring worldwide, angler fish can be found in open water, deep sea, bottom dwelling, and on the continental shelf. Some of the deep sea anglers can emit light from their esca. Both jaws that extend around the circumference of the head are armed with bands of long pointed teeth, inclining inward, which can be depressed in a way that won’t prevent an object from gliding toward its stomach, but will prevent it’s escape from the mouth. Angler fish are also able to stretch their jaws and stomachs to an enormous size, allowing it to swallow prey up to twice the size of it’s entire body.

Bottom dwelling anglers have arm-like pectoral and ventural fins preforming as feet, enabling the fish to walk along the ocean floor where it generally hides in the sand or amongst seaweed for camouflage in areas abundant with prey. Typically about a foot long, angler fish can reach over 3 ft and weigh in at up to 110 lbs! That’s the size of most Rottweilers!

1. Vandellia cirrhosa

Drum roll please! The number one fish on the list of top ten creepiest fish in the world is the vandellia fish! Do not let his appearance fool you! The vedellia is one of the most feared fish in the world, and you are about to find out why! You are probably already sitting, but I am going to suggest that you cross your legs at this time. Ready for the horrific details? Here they are!

Native to the Amazon River basins in South America, the vandellia lives in freshwater streams. Also known as the toothpick fish, this small slender nightmare is only about 2.5 cm long and 3.5 mm wide. Scaleless and translucent, it is nearly impossible to see in the water. vandella gill covers are covered with short, sharp spines. Why, you ask?

Normally a parasite of other fish, the vandellia will taste surrounding water then follow any stream of nitrogenous waste excreted from gills of fish. Once the host is located, the vandellia swims up and under the gill, expands the spines on its own gills to hold it in place, and begins sucking the blood of the host gill, gnawing a hole to the blood vessels which usually proves fatal to its victim.

The vandellia is feared among natives because it is attracted to blood and urine, and if a bather is nude it will swim into an orifice; the anus, vagina, or even the penis and deeper in the urethra! It then erects its spines and feeds on the blood and body tissue as it would the gills of a fish! The vandellia is then almost impossible to remove except through an operation, usually involving the amputation of the area!

Another option is the use of two plants, the Xagua and the Buitach apple, which are inserted into the affected area. The combination of these two plants will kill and dissolve the vandellia. Generally, the pain causes shock and death in the victim before the vandellia can be removed.

Source: Kelly Downey

The Struggle Between Good and Evil

My Paycheck Can’t Keep Up With Inflation

Everybody wants their share of my money! It seems like the cost of my monthly expenses continues to increase, but my paycheck isn’t getting any bigger, so something has to give. I don’t spend foolishly, and there’s no way to cut out any of my bills, so I have to find a way to reduce my expenses. Ok, so technically I could live without satellite TV, but I work hard, and I enjoy my movies in the evening, and I like to sleep with the TV on at night. One thing I’m going to do is find more affordable car insurance. I thought I was getting a good deal with the company that I’ve been with for years, but I found out that I’m paying a lot more than I should.

When I searched for car insurance years ago, I got the best deal that was available at the time, but as more companies compete for customers, they are continually forced to offer better deals. Most companies aren’t going to call you to tell you that you’re paying too much money, and you’ll only find out when you check around and find out for yourself.

Don’t let some smooth-talking salesman try to convince you that they can offer you the best deal. Go online and compare car insurance rates for yourself. Let’s face it. No one enjoys spending money on insurance, but if you don’t have it, you could end up paying more if you get pulled over and don’t have insurance, or if you get in an accident and have to pay for someone else’s damages or injuries. There are some expenses that you can’t reduce, but it’s worth the time to find out if you could keep more money in your pocket by getting a better deal on car insurance.

Unusual Structures

I love unusual buildings, so I’m posting a few of my favorites that I found online. I live in an underground home, and people always have questions about it, so I can’t even begin to image what kind of questions people hear about these buildings. They make my house seem pretty normal in comparision!

Burn Notice

Thanks for the post from Rashad Townsend

Burn Notice is a cool show to watch on the USA Network. It stars Jeffrey Donovan as a secret agent that is no longer associated with any agency. This makes him a “burned” agent who has no place to call home when it comes to the work he does. The character Donovan plays is named Michael Weston. I about cracked up a few episodes ago when an actor whose real name is Michael Weston played a character on the show. The actor named Michael Weston plays TV character Lisa Cuddy’s love interest on the television show “House” which is another cool show to watch.

Donovan’s supporting cast is Gabrielle Anwar who plays another character who has special abilities from years of being a clandestine operative and Bruce Campbell of the “Evil Dead” movies who used to be a Navy Seal and continues in private black ops. Sharon Gless of “Cagney and Lacy” plays Michael Weston’s mom. She is perfect in the role with her chain smoking habit and love for her boys. Yes, Michael has a brother who makes regular appearances on the show.

Jeffrey Donovan does voice over for key points of the show which are usually basic facts of being a spy, such as making electronic listening devices or using tactics to poignant stuff about friends, family, trust and honor. The show mixes absolute hilarious moments and moments of violence with an overall theme of family first through it all. It is one of the coolest shows that I watch on the tv service I got after looking at cable vs direct tv .